Fees and Charges
CA$H2GO charges a fixed fee of $38.00 for every $100 you borrow.
So:
| You borrow: | You repay: |
| $100 | $138.00 |
| $200 | $276.00 |
| $300 | $414.00 |
| $400 | $552.00 |
| $500 | $690.00 |
| $600 | $828.00 |
Credit fees and charges apply.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Loan costs are dependent on state.
Comparison Rate: $250 loan over 4 weeks 776.32%
About our APR
Our typical APR may look huge, but it needs to be explained.
APR stands for'annualised percentage rate', but our short-term loans are for an average of just 25 days,
so when you scale up the loan over a year the APR makes the loan look much more expensive than it really is.
Because we strictly adhere to government regulation and guidelines, we make sure the APR is stated clearly,
and is individually calculated for each loan. Our research shows that many providers publish a misleading APR.
Other Potential Charges
We don't charge any administrative charges or any hidden little extras for a standard loan.
But if a customer defaults on their loan, we reserve the right to charge a fee to cover the
administrative expense incurred to recover the loan. A list of these charges are as follows:
| You: | Fee: |
| Request a payment deferral | $27.50 |
| Repay by Direct Debit | $1.60 (payable to the direct debit company) |
| Fail to make a scheduled payment | $38.50 per payment |
| Go into arrears | $50.00 arrears management fee |
| Have a collections letter sent due to your failed payment | $10.00 |
Want see what your total repayment would be and your instalments?
Use our handy Payday Loan Calculator
Warning about Borrowing